6.4. Government Programs

    Government-funded scholarships and grants are a major resource, often tied to financial need or specific goals:

    • Federal Grants: In the U.S., the FAFSA unlocks Pell Grants (up to $7,395 in 2025) and Federal Supplemental Educational Opportunity Grants (FSEOG) for low-income students. These aren’t scholarships but don’t require repayment.

    • State Programs: Many states offer scholarships or grants for residents attending in-state schools. For example, Georgia’s HOPE Scholarship funds students with strong grades. Check your state’s higher education website.

    • Military Scholarships: Programs like ROTC (Reserve Officers’ Training Corps) provide full or partial scholarships in exchange for military service after graduation.

    • National Merit Scholarships: High PSAT scores can qualify you for this prestigious award, sponsored by corporations and the government.

    Tip: File the FAFSA early (it opens October 1 each year) to maximize government aid, even if you’re also chasing scholarships.

     

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