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As mentioned earlier, scholarships are a subset of financial aid. They can be merit-based (for achievements like high grades or leadership) or need-based, and they vary widely in size and scope. Some cover full tuition, while others might provide a small stipend for books.
Understanding the differences between grants, loans, and work-study programs is essential for creating a well-rounded financial aid strategy. While grants offer free financial support, loans require repayment, and work-study programs allow students to earn income while studying. Combining these options can help minimize debt and make higher education more accessible.
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